פורום ארץ הצבי

http://www.freddiemac.com/
http://www.fanniemae.com/aboutfm/index.jhtml;jsessio...

''Fannie Mae is a government-sponsored enterprise (GSE) chartered by Congress with a mission to provide liquidity and stability to the U.S. housing and mortgage markets.

Fannie Mae operates in the U.S. secondary mortgage market. Rather than making home loans directly with consumers, we work with mortgage bankers, brokers, and other primary mortgage market partners to help ensure they have funds to lend to home buyers at affordable rates. We fund our mortgage investments primarily by issuing debt securities in the domestic and international capital markets.
''

1. Freddie Mac is a shareholder-owned corporation... (http://www.freddiemac.com/news/corp_facts.html).

2. Fannie Mae was established as a federal agency in 1938, and in 1968 we were chartered by Congress as a private shareholder-owned company (http://www.fanniemae.com/aboutfm/index.jhtml;jsessio...).

http://www.fanniemae.com/media/statements/2008/09070...).

Fannie Mae was established as a federal agency in 1938, and in 1968 we were chartered by Congress as a private shareholder-owned company. On September 6, 2008, Director James Lockhart of the Federal Housing Finance Agency (FHFA) appointed FHFA as conservator of Fannie Mae.

These two companies are called governmentsponsored
enterprises (hence, the acronym GSEs) because they have government
charters, important links to the government, and various privileges
and immunities that ordinary private companies do not enjoy.2 In addition,
they are specifically charged with a government mission: providing
liquidity to the secondary market in mortgages. The government’s ultimate
responsibility for their financial condition is further confirmed by
the fact that they are regulated and supervised for financial soundness by
a government agency—something that would not be necessary if, in reality,
the government bore no responsibility for them.